Our annuities offer personalised rates to those aged 50 and over based on lifestyle and medical history.
Because some people are likely to have a lower than average life expectancy, we are able to offer them higher levels of income than most conventional annuity providers.
These are sometimes referred to as enhanced annuities or impaired life annuities.
A Pension Annuity uses the proceeds of your pension fund to provide you with a guaranteed income for the rest of your life.
The With Profits Pension Annuity provides a secure income for life based on your lifestyle and health status, as well as the added benefit of potential returns from investing in the stockmarket.
If the Government changes the tax treatment of this plan the income paid to you may fall. You cannot change the basis of your annuity, cash it in, or transfer your annuity at any time.

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