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Travel Insurance Cover - Features and Benefits

The following is only a summary of the main cover limits. Some sections of cover have extra sub limits. You should read the policy information documents for full terms and conditions.

Cover

Limit (up to) per person

Excess

Cancellation or curtailment

£5,000

£50

Emergency medical and associated expenses

In-patient benefit

£10 million

£50

up to £25 per day, max £1,000

Nil

Loss of passport

£500

£50

Delayed personal possessions

£250

Nil

Personal possessions (if selected)

£2,500

£50

Personal money (if selected)

£500

£50

Personal accident

£25,000

Nil

Missed departure

£1,000

Nil

Delayed departure

£250 - delay

Nil

£5,000 - abandonment

£50

Personal liability

£2 million

Nil

Legal expenses

£25,000 (policy max all persons £50,000)

Nil

Disaster

£1,000

£50

Hijack or kidnap

£2,000

Nil

Home help

£300

Nil

Recovery holiday

£500

£50

Cosmetic surgery

£2,500

£50

Medical examination

£300

Nil

Additional Covers

Limit (up to)

Excess

Winter Sports (if selected)

Ski pack

up to £35 per day, 
£500 max

Nil

Ski pass

up to £35 per day,
max £500

Nil

Ski equipment

£500

Nil

Piste closure

up to £35 per day, 
£500 max

Nil

Avalanche and landslide

£200

Nil

Wedding (if selected)

Wedding rings

£250

£50

Wedding gifts

£1,000

£50

Wedding attire

£1,500

£50

Wedding photos/video

£750

£50

Golf (if selected)

Golf equipment

£1,000

£50

Delayed golf equipment

up to £40 per day,
max £200

Nil

Loss of green fees

£300

Nil

Business Travel (if selected)

Business equipment

£1,500

£50

Delayed equipment

£250

Nil

Replacement business associate

£2,000

£50

       
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