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Critical Illness Cover

Protecting your family in the event of you having a serious illness is important. Critical illness cover from LV= could help relieve financial pressures and give you and your family one less thing to worry about if this happens.



Quick guide to the LV= critical illness cover

 Pays out a lump sum when diagnosed with an 
     illnesses or condition covered by the policy

 Could help relieve financial worries

  Could help you pay off your mortgage or move 
      house, help you make home adjustments, or 
      simply take a holiday to recuperate

 Level, index linked or decreasing cover 

 Single and joint critical illness cover available

 Includes free children's cover

 Option to combine with life insurance

 Option to add waiver of premium


To apply for LV= critical illness cover:

  • You must be a UK resident (not the Channel Islands or Isle of Man).
  • You must be aged 17 to 59.
  • The policy term must be for at least 5 and no more than 40 years.
  • The policy must end before you reach age 65.
  • The minimum critical illness premium is £5 per month.

Important things you should know:

  • If you stop paying the premiums, for critical illness cover, you may not be covered when you need it most.
  • This plan has no cash in value at any time.
  • We only cover the illnesses detailed in our policy and no others. After diagnosis you must live for 14 days for your claim to be paid.

Next steps


The information on this page should not be considered as advice to take out any of our life insurance policies. It is up to you to decide whether this type of policy is right for you. If in any doubt please contact us or visit our financial advice & guidance section.

Advice is provided on the investment, protection and pensions products and services from the Liverpool Victoria group of companies only.

We are able to provide literature and communications in the following alternative formats:  Braille, large print, audio tape.  Should you require information on this product or service in any of these formats, please contact us.

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