Life Insurance – LV=
Life insurance is not the easiest topic to talk about, but nonetheless it's a very important one. Life insurance from LV= can help make sure your family is financially looked after, should the worst happen. Protect your family from just a few pounds a month with a life insurance policy from LV=.
Quick guide to LV= Life Insurance
Additional peace of mind for you and your family
Choice of payout - lump sum or a regular income
Change the amount of cover as your circumstances change
Guaranteed premiums that can never increase
(unless you choose increasing cover)
Level, index linked or decreasing life insurance cover
Single and joint life insurance cover available
Waiver of premium option available
Important things you should know:
- If you stop paying the premiums for life insurance your cover will end and you will not be covered when you need it most.
- This plan has no cash in value at any time.
- Normally the lump sum we pay out when you die will go into your estate. Inheritance tax could apply to the part of your estate that is worth more than £312,000 (correct for tax year 2008/2009).
- If you choose level cover, your cover is fixed when your policy starts, and doesn't change. This means it won't keep up with inflation, and will buy less in the future.
To apply for LV= life insurance:
* 17-59 for index-linked life insurance
Life insurance premiums
Your life insurance premium is guaranteed as soon as you start paying. We will not increase it unless you choose increasing protection. Find out how much LV= life insurance could cost you:
If the cost and the amount of our cover suit you, you can get a life insurance quote online or call us to speak to someone about our plan.
The information on this page should not be considered as advice to take out any of our life insurance policies. It is up to you to decide whether this type of policy is right for you. If in any doubt please contact us or visit our financial advice & guidance section.
Advice is provided on the investment, protection and pensions products and services from the Liverpool Victoria group of companies only.
We are able to provide literature and communications in the following alternative formats: Braille, large print, audio tape. Should you require information on this product or service in any of these formats, please contact us.
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